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Building Trust Since 1920

More then a century of providing peace of mind and insurance to the local communities we serve.

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The Advantage of an Independent Agency Working for You

What makes our independent agency different?

  • We represent multiple insurance companies.
  • We are licensed insurance advisors.
  • We are by your side every step of the way.
  • We offer a wide variety of insurance solutions.
  • We are there for you in your time of need.
Find Out How

W.R. Hall Insurance Group

Learn more about our agency.

100+ years is more than just a milestone, it’s over a century of serving the needs of our clients to the best of our abilities. We are proud to offer the best quality service that comes with the experience and industry insight we’ve gained over the years. Licensed in multiple states, our agency has grown to better serve your needs with our office in Warsaw, IN. We are proud to serve clients throughout the region and locally, including South Bend, IN, Columbia City, IN, Elkhart, IN, Fort Wayne, IN, Goshen, IN, and the surrounding areas.

As a local, independent insurance agency, our focus is on serving individuals, families, and businesses throughout the region, with the goal of making a difference. No matter what your situation or needs are, we can help you find the right coverage to protect what’s most important.

By working with many reputable insurance carriers, we’re able to offer you quality insurance products and services designed to meet and exceed all expectations. Because when you choose W.R. Hall Insurance Group, we’ll always stand by you every step of the insurance process and advocate on your behalf to the insurance companies. Get peace of mind and quality coverage when you switch to an independent agency with a local twist.

Read More About Our History

Building trust since 1920.

Our Core Values

Customer Focus

We strive to always put our clients first.


We are open and honest about coverage options.


The team behind our agency is what drives us.


We work towards our common goal of serving you.


Everything we do is guided by fulfilling your needs.


We are family-owned and family focused.


Our faith in God leads us to serve.

The Solution To Your Insurance Needs

Providing a variety of personal insurance and business insurance solutions is what W.R. Hall Insurance Group does best.

Real clients. Real reviews. Real coverage.

“I love good customer service and being treated like I matter! What a difference maker!”

– Amy Byler
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What Makes W.R. Hall Insurance Group Special

Here’s what sets us apart when it comes to serving your insurance needs.

Community Focused

We are focused on making an impact on the families and businesses in the local communities we serve.

Our Local Offices

Family Owned

Our agency is family-owned and works hard to make a difference in the lives of our clients.

About Our Agency

Experienced Agency

With nearly a century of service, we have the insight and expertise to cover every risk management need.

Meet Our Team
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Get a glimpse of the risks you face and how your insurance can protect what matters most.

Bodily Injury Liability Coverage
Risk Factor

It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.


Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.

Property Damage Coverage
Risk Factor

When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.


The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.

Medical Payments Coverage and Personal Injury Protection
Risk Factor

Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.


Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.

Uninsured / Underinsured Motorist Damage Coverage
Risk Factor

What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.


Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.

Physical Damage Coverage
Risk Factor

Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.


Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.

Rental Coverage / Loss of Use
Risk Factor

When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.


Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.

Auto Insurance 101

Make sure you cover the unique risks you face with auto insurance.

  • Click on the hotspots.
  • Discover your risks.
  • Get the right coverage.
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Winona Lake, IN

2426 East Pierceton Road
Winona Lake, IN 46590

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